// COMPARISON · UPDATED JULY 2026 · REVIEWED ANNUALLY
MiCA compliance tools, compared.
“MiCA compliance tool” is four different products wearing one name. Registers tell you who is authorised. Trackers tell you what changed. Rule-checkers read your marketing. GRC platforms watch your customers and your transactions. Buying the wrong one is the most common mistake in this category.
// DISCLOSURE · WE ARE IN THIS COMPARISON
NorthPoint is our own service. We’ve included it and said so — judge the comparison accordingly. This page is published by NorthPoint Marketing Solutions Oy, and one of the options described below is ours. We have not ranked ourselves first, we do not claim to be “best”, and we state plainly what our own service does not do. Every statement about anyone else here is either sourced and dated, or describes a category rather than making a claim about a named firm. Our standing view on self-published rankings is on the record: when the agencies write their own rankings →
// 01 · THE FOUR JOBS
Four categories that do not overlap.
We have not ranked named vendors against each other on this page. The reason is the one we give everywhere: we cannot verify another vendor’s feature set, coverage, accuracy or pricing to a standard we would defend in public, and inventing that detail on a compliance domain is a liability rather than a service. What we can do is describe the four categories precisely, name the official sources inside the first one, and be explicit about which category our own tools sit in.
| Category | The question it answers | What it cannot tell you | Cost |
|---|
| Official registers |
Is this firm authorised, and by which competent authority? |
Anything about your marketing, your copy, or your campaign. |
Free |
| Register trackers and change monitors |
What changed on the register since I last looked? |
Whether a change affects you. Totals also differ between trackers — see the counting note below. |
Free to paid |
Marketing-communication rule-checkers
← NorthPoint’s tools are here |
Does this specific asset trip the marketing rules, and where? |
Your authorisation status. Whether a regulator will agree. Anything it was not shown. |
Free to paid |
| Broader GRC, AML and KYC platforms |
Are my customers screened and my transactions monitored? |
Whether the headline on your landing page is fair, clear and not misleading. |
Enterprise |
// 02 · CATEGORY ONE
Official registers. Free, authoritative, narrow.
Start here, because these are the only sources that are authoritative rather than derived, and they cost nothing. ESMA maintains a register of authorised crypto-asset service providers under MiCA, and a separate register of non-compliant entities providing crypto-asset services. National competent authorities publish their own records. In the UK, the FCA’s Financial Services Register is the equivalent starting point for a firm’s permissions.
The limitation is worth stating plainly: a register answers exactly one question — authorisation status — and answers it well. It will never tell you whether an advertisement you are about to publish is fair, clear and not misleading.
// 03 · CATEGORY TWO
Trackers, and why the totals disagree.
A tracker is a derived product: it reads the official register on a schedule and tells you what moved. That is genuinely useful — the register changes in batches and nobody wants to diff a spreadsheet by hand. It is also where most of the confusion in this category comes from, because published totals differ between trackers.
They differ for a boring reason: counting conventions. Some count register records, some count distinct legal entities, some count entity-and-competent-authority pairs. None of those is wrong; they answer slightly different questions. Our own snapshot recorded 309 authorised crypto-asset service providers and 164 entries on the non-compliant register as of 16 July 2026, counted as distinct entity and competent-authority pairs. If a tracker quotes you a total without a date and a stated method, that total cannot be compared with anyone else’s.
// 04 · CATEGORY THREE — DISCLOSED
Marketing rule-checkers. Ours are in this category.
Disclosure: the tools described in this section are ours, published on this site. We are telling you that rather than presenting them as a neutral survey result. A marketing rule-checker is the only one of the four categories that reads the actual asset you are about to publish and assesses it against the marketing-communication rules.
// PAID · NORTHPOINT
Self-Audit Suite
The full MiCA, FCA and GDPR packs, unlimited assets, per-rule analysis and rewrites. €199/mo, or €49 for a single audit. See the suite →
// PORTABLE · NORTHPOINT
Skills Pack
The same rule content as portable markdown skills, to run inside your own tooling rather than in a browser. See the Skills Pack →
// NOT A TOOL
Launch Audit
When the finding needs a signed, done-for-you report over a whole asset set rather than a self-serve verdict. From €1,500. See the tiers →
// 05 · MARKET CONTEXT
What sits either side of the tooling budget.
Tooling is bought between two much larger numbers — the campaign spend it protects on one side, and the penalty ceiling on the other. Both are published by someone other than us.
// THE SPEND IT PROTECTS
$15,000–$30,000+ per month
Coinbound, a crypto marketing agency, states on its own site: “Most crypto public relations firms start between $15,000–$30,000+ per month.” Source: coinbound.io, page last updated 5 June 2026, read 29 July 2026.
// THE CEILING
Up to 12.5% of annual turnover
MiCA sets administrative fines for the most serious infringements at up to €15 million or 12.5% of total annual turnover (Article 111). The February 2026 FCA action involving HTX is the UK-side reminder that reach, not incorporation, decides exposure. The authorisation math →
Neither number is an argument that a €49 audit substitutes for either. It is context for a budgeting conversation, and the reason we publish our prices instead of quoting on request.
// 06 · THE HONEST LIMITS
What no tool in any category can do.
// TRUE OF OURS AS WELL AS EVERYONE ELSE’S
Five things to stop expecting.
- Certify compliance. A verdict is an assessment against a stated rule set at a stated date. It is not a determination and not a guarantee.
- Approve a financial promotion. In the UK that requires an FCA-authorised firm holding the approver permission. Who can actually sign off →
- See what it was not shown. Your authorisation status, target markets, whitepaper and any exemption you rely on are context the tool does not have.
- Replace judgment on a borderline call. The hard findings are the ones where two reasonable operators disagree, and that is a conversation, not an output.
- Stay current on its own. A rule pack reflects the regime as at a date. Check the date before you rely on the verdict.
This page is general information about how marketing-compliance work is bought and who performs it. It is not legal advice, not a recommendation of any named firm, and not a determination that any provider, tool or approach will satisfy a regulator. Descriptions of third parties are limited to what is publicly published by them, sourced and dated where a figure is quoted; nothing here is a review, rating or endorsement. For a binding view on a specific promotion, authorisation, approval or exemption, retain qualified counsel in the relevant jurisdiction.