// TERMS

Terms of service.

LAST UPDATED: 2026-05-21

These Terms govern your access to and use of northpoint.fi, the subscriber portal, the MCP server, the free compliance check tools, and any consultancy services delivered by NorthPoint Marketing Solutions Oy (Helsinki, Finland; VAT FI34987341), collectively “NorthPoint”.

// 01 · THE SERVICE

What we provide.

NorthPoint is a marketing consultancy. We provide three commercial offerings and a public set of free tools.

The seven public compliance check pages (MiCA, GDPR, FCA, SEC, MAS, VARA, Ad Creative) are free, require no sign-up, and run heuristic rule sets. They are an awareness tool, not a substitute for the full Pro audit available to subscribers.

// 02 · SUBSCRIPTION TERMS

How the AI Crypto CMO subscription works.

€2,500 per month, billed monthly in advance via Stripe. No minimum commitment — cancel any time through the Stripe Customer Portal linked from your account. On cancellation, access continues until the end of the paid period.

Up to 5 named seats per company. The subscription is for a single organisation; reselling access or sharing seats across multiple companies is not permitted.

After cancellation, your audit history remains exportable from the portal for 30 days, then is deleted in line with the Privacy notice.

// 03 · ACCEPTABLE USE

What you may and may not do.

Subscribers may use the MCP server and Pro audits for their own marketing assets, on behalf of the subscribed organisation. Pro audit outputs are licensed to the subscriber for internal use.

You may not: resell, repackage, or publicly distribute audit outputs as your own product; scrape or bulk-export the rule packs; share account credentials with people outside the subscribed organisation; submit content you do not have the right to process; or attempt to circumvent the per-account rate limits enforced on the portal and MCP server.

// 04 · NOT LEGAL ADVICE

What this service is and isn’t.

NorthPoint is a marketing consultancy. We are not a law firm. The free check tools are heuristic, pattern-based scans. The Pro compliance audits are operator-grade interpretations — written by people who have run marketing at international crypto exchanges — and they reflect our reading of the relevant regimes (MiCA, GDPR, FCA, SEC, MAS, VARA). They do not constitute legal advice and they do not create a lawyer-client relationship.

For binding regulatory matters, licensing decisions, enforcement responses, or any situation where legal exposure depends on a specific interpretation, retain qualified counsel in the relevant jurisdiction.

// 05 · INTELLECTUAL PROPERTY

Who owns what.

You own what you submit. Assets you paste into the portal or send to the MCP server remain yours.

NorthPoint owns the rule packs, the skill files, the MCP server, the portal code, and the underlying methodology. Outputs of the Pro audits are licensed to the subscribing organisation for internal use during the active subscription and the 30-day export window after cancellation.

Open-source assets published in the public jukkablomberg/northpoint repository are licensed separately under the terms stated in each repo.

// 06 · LIMITATION OF LIABILITY

The boring part.

We provide the service with reasonable professional care but make no warranty that any audit will identify every issue or that any marketing outcome will follow from acting on our work. Marketing results depend on factors outside our control.

NorthPoint’s total liability for any claim arising from the service is capped at the subscription fees you paid in the 12 months immediately before the claim. NorthPoint is not liable for indirect, consequential, special, or incidental damages, including lost profits or lost opportunity. Nothing in these Terms excludes liability for fraud, gross negligence, or anything that cannot lawfully be excluded under Finnish law.

// 07 · TERMINATION

How either side ends it.

You may cancel the AI Crypto CMO subscription at any time through the Stripe Customer Portal. NorthPoint may terminate or suspend the service for breach of the Acceptable Use section, for non-payment, or where required by law. On termination, data retention is governed by the Privacy notice.

// 08 · GOVERNING LAW

Jurisdiction.

These Terms are governed by the laws of Finland. Disputes are subject to the exclusive jurisdiction of the Helsinki District Court (Helsingin käräjäoikeus), unless mandatory consumer-protection law gives you the right to proceed elsewhere.

// 09 · CHANGES

When these Terms change.

Material changes are notified to active subscribers by email. The revised Terms and a new “Last updated” date are posted on this page. Continued use of the service after a change constitutes acceptance.

Questions: hello@northpoint.fi