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    <title>NorthPoint regulations library changes</title>
    <link>https://northpoint.fi/regulations/changes</link>
    <description>Corrections to NorthPoint's crypto-marketing rule records, newest first, each with the official text it was read from. Information, not legal advice.</description>
    <lastBuildDate>Wed, 04 Nov 2026 00:00:00 GMT</lastBuildDate>
    <item>
      <title>MiCA Art. 7(1)(b): fair, clear and not misleading marketing: MiCA Art. 88 → MiCA Art. 7(1)(b)</title>
      <link>https://northpoint.fi/regulations/mica/rules/article-7-1-b-fair-clear-not-misleading</link>
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      <pubDate>Wed, 04 Nov 2026 00:00:00 GMT</pubDate>
      <description>The retired misleading-marketing page now redirects here. It cited MiCA Article 88, which is the article on public disclosure of inside information, not a marketing rule. Official text: https://www.esma.europa.eu/publications-and-data/interactive-single-rulebook/mica/article-7-marketing-communications</description>
    </item>
    <item>
      <title>MiCA Art. 7(1)(c): marketing must match the white paper: MiCA Art. 99 → MiCA Art. 7(1)(c)</title>
      <link>https://northpoint.fi/regulations/mica/rules/article-7-1-c-consistent-with-white-paper</link>
      <guid isPermaLink="false">northpoint-reg-change:mica/article-7-1-c-consistent-with-white-paper:2026-11-04:1</guid>
      <pubDate>Wed, 04 Nov 2026 00:00:00 GMT</pubDate>
      <description>The retired white-paper-parity page now redirects here. It cited MiCA Article 99, which is not a marketing rule. Official text: https://www.esma.europa.eu/publications-and-data/interactive-single-rulebook/mica/article-7-marketing-communications</description>
    </item>
    <item>
      <title>MiCA Art. 66(2): CASP information must not mislead: MiCA Art. 88 → MiCA Art. 66(2)</title>
      <link>https://northpoint.fi/regulations/mica/rules/article-66-2-casp-fair-clear-not-misleading</link>
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      <pubDate>Wed, 04 Nov 2026 00:00:00 GMT</pubDate>
      <description>13 exchange-availability pages and the stablecoins page cited MiCA Article 88 for the CASP marketing duty; they now cite this provision. Official text: https://www.esma.europa.eu/publications-and-data/interactive-single-rulebook/mica/article-66-obligation-act-honestly-fairly</description>
    </item>
    <item>
      <title>MiCA Art. 66(3): CASPs must warn clients of the risks: MiCA Art. 88 → MiCA Art. 66(3)</title>
      <link>https://northpoint.fi/regulations/mica/rules/article-66-3-casp-risk-warnings-and-white-paper-links</link>
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      <pubDate>Wed, 04 Nov 2026 00:00:00 GMT</pubDate>
      <description>The retired risk-warnings page now redirects here. It cited MiCA Article 88 for risk warnings. Official text: https://www.esma.europa.eu/publications-and-data/interactive-single-rulebook/mica/article-66-obligation-act-honestly-fairly</description>
    </item>
    <item>
      <title>COBS 4.12A.7R: incentives to invest in cryptoassets: COBS 4.12A.20R / 4.12A.16R → COBS 4.12A.7R</title>
      <link>https://northpoint.fi/regulations/fca/rules/cobs-4-12a-7-incentives-to-invest</link>
      <guid isPermaLink="false">northpoint-reg-change:fca/cobs-4-12a-7-incentives-to-invest:2026-11-04:4</guid>
      <pubDate>Wed, 04 Nov 2026 00:00:00 GMT</pubDate>
      <description>The incentives page and /check/fca cited COBS 4.12A.20R and 4.12A.16R for the ban on incentives to invest; FCA 2023/27 as made puts it in 4.12A.7R. Official text: https://www.handbook.fca.org.uk/instrument/2023/FCA_2023_27.pdf</description>
    </item>
    <item>
      <title>COBS 4.12A.11R(1)(d): the prescribed crypto risk warning: COBS 4.12A.21R / 4.12A.20R → COBS 4.12A.11R(1)(d)</title>
      <link>https://northpoint.fi/regulations/fca/rules/cobs-4-12a-11-prescribed-risk-warning</link>
      <guid isPermaLink="false">northpoint-reg-change:fca/cobs-4-12a-11-prescribed-risk-warning:2026-11-04:5</guid>
      <pubDate>Wed, 04 Nov 2026 00:00:00 GMT</pubDate>
      <description>The risk-warning page, /check/fca and /check/ad-creative cited COBS 4.12A.21R / 4.12A.20R for the prescribed risk warning; FCA 2023/27 as made puts it in 4.12A.11R(1)(d). 4.12A.21R is client categorisation. Official text: https://www.handbook.fca.org.uk/instrument/2023/FCA_2023_27.pdf</description>
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